Call Us: 800.525.0554

 RATES AS LOW AS 3.975% 

Whether cruising the Chesapeake on board the “Sterling Lady” with our golden retrievers or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was founded in 1987 by avid boaters as well as banking experts. We have assembled a team of boat loan experts over the years specializing in marine lending, loan underwriting, US Coast Guard Documentation, and yacht insurance. Underwriting is a true specialty of ours, as our underwriters each have 25 to 35 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials, industry knowledge, and experience that you will find dealing with our team at Sterling Acceptance Corporation!

We offer a wide variety of boat loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. We have staff members across the United States that are ready to assist you.

 

Upcoming Boat Shows
 
Newport International Boat Show-  September 13-16, 2018- Visit Booth C1 
PassageMaker TrawlerFest Boat Show-  September 25-29, 2018
 
Stop by the SAC booth for show discounts and promotions.

 

 

  • "Can’t say enough good things about Dave and his crew. He was most knowledgeable and reassuring. Both He and Helen handled everything and made me feel at ease. The staff is very competent and friendly during a process that can be very stressful for anyone buying boat, especially for the first time like me."


    "Can’t say enough good things about Dave and his crew. He was most knowledgeable and reassuring. Both He and Helen handled everything and made me feel at ease. The staff is very competent and friendly during a process that can be very stressful for anyone buying boat, especially for the first time like me."

    ~MS


  • "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."


    "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."

    ~JB


  • “Very specifically I want to single out MaryAnn Savage who was an absolute joy to work with. She was there to quickly respond to our moment of panic men-tioned above. She is the epitome of outstanding customer service and great communication. Thanks so much for being a part of making our dream come true"


    “Very specifically I want to single out MaryAnn Savage who was an absolute joy to work with. She was there to quickly respond to our moment of panic men-tioned above. She is the epitome of outstanding customer service and great communication. Thanks so much for being a part of making our dream come true"

    ~DL & CL


  • “I just love it when people actually do what they say they are going to do, your services are fantastic. I didn't have to do a thing, it was easier than buying a car”


    “I just love it when people actually do what they say they are going to do, your services are fantastic. I didn't have to do a thing, it was easier than buying a car”

    ~SJH


  • “Excellent work, Helen! It pays to work with the best and most experienced professionals! Thank you very much”


    “Excellent work, Helen! It pays to work with the best and most experienced professionals! Thank you very much”

    ~ TR & GR