Call Us: 800.525.0554

 RATES AS LOW AS 4.25% 

Whether cruising the Chesapeake on board the “Sterling Lady” with our golden retrievers or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was founded in 1987 by avid boaters as well as banking experts. We have assembled a team of Marine and RV loan experts specializing in marine lending, loan underwriting, US Coast Guard Documentation, state titling and yacht insurance. Underwriting is our expertise, as our underwriters each have 25 to 35 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials and industry experience that you will receive while working with our team at Sterling Acceptance Corporation!

We offer a wide variety of boat and RV loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. We are a One Stop Shop! These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. We have staff members across the United States that are ready to assist you. Don't delay, call today! 

  

 
Upcoming Boat Shows
 
Newport International Boat Show  September 12-15, 2019- Visit Tent C
Baltimore Trawlerfest September 2019                                          
 
Stop by the SAC booth for show discounts and promotions.

 

 

  • "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."


    "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."

    ~JB


  • “Very specifically I want to single out MaryAnn Savage who was an absolute joy to work with. She was there to quickly respond to our moment of panic men-tioned above. She is the epitome of outstanding customer service and great communication. Thanks so much for being a part of making our dream come true"


    “Very specifically I want to single out MaryAnn Savage who was an absolute joy to work with. She was there to quickly respond to our moment of panic men-tioned above. She is the epitome of outstanding customer service and great communication. Thanks so much for being a part of making our dream come true"

    ~DL & CL


  • “Excellent work, Helen! It pays to work with the best and most experienced professionals! Thank you very much”


    “Excellent work, Helen! It pays to work with the best and most experienced professionals! Thank you very much”

    ~ TR & GR

  • My husband and I have been working with Matt for the last couple of weeks on buying a boat from private sellers in Canada. They did not have a broker and did not know much about the process, which made this transaction extremely frustrating at times. Throughout the whole process, Matt was incredibly helpful and knowledgeable. He guided us all through the maze of paperwork with ease, and was always happy to answer additional questions that came up. He and Helen even stayed late one night so they could get the papers to us sooner rather the later. We are grateful for Matt's help.

    My husband and I have been working with Matt for the last couple of weeks on buying a boat from private sellers in Canada. They did not have a broker and did not know much about the process, which made this transaction extremely frustrating at times. Throughout the whole process, Matt was incredibly helpful and knowledgeable. He guided us all through the maze of paperwork with ease, and was always happy to answer additional questions that came up. He and Helen even stayed late one night so they could get the papers to us sooner rather the later. We are grateful for Matt's help.

    ~SC &AC