Boat LoansWhether cruising the Chesapeake on board the “Sterling Lady” with our golden retrievers or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was formed in 1987 by avid boaters as well as banking experts. We have assembled a staff of boat loan experts over the years specializing in marine lending, loan underwriting, US Coast Guard Documentation, and yacht insurance. Underwriting is a true specialty of ours, as our underwriters each have 25 to 35 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials, industry knowledge, and experience that you will find dealing with our team at Sterling Acceptance Corporation!

We offer a wide variety of boat loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. We have staff members across the United States that are ready to assist you.

Customer Testimonials

“We were very impressed with Rachael Murphy and just wanted to share what a great experience it was and what a great employee you have on staff! Rachael worked with us to find us a great program. Even on the weekend I always received a response and was made to feel that we were the most important people in the world. After multiple home, boat, vehicle and property purchases I have never had anyone handle business as effectively and efficiently as Rachael did with us.” ~ JG

 "I just wanted to say thanks once again for all the great service on our recent boat purchase.  As you did on our two previous boats, everything was handled efficiently and correctly and with ample communication. Not sure if this is our "forever" boat but if not we will certainly contact you next time.  Please pass on a "job well done" to your team. Thanks." ~ JP

"I most strongly recommend Sterling Acceptance Corp as your number 1 and only choice in yacht financing. Sterling's Shana White was absolutely fantastic and provided the most expert assistance in my purchase of an Alden 46 Express. Her tireless efforts and exceptional responsiveness made Shana wonderful to work with. I have the utmost trust and confidence in her and Sterling. Shana worked overtime to obtain the very best rates and terms and highly competitive insurance quotes. She is exactly the professional, backed by Sterling, you want alongside you in the purchase of any boat, large or small. My deepest appreciation and thanks to Shana and Sterling who made the boat of our dreams a reality." ~ Captain P.S., USN, (Ret.)

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Upcoming Boat Shows

September 14-17, 2017
Newport Beach, RI


September 26-30, 2017
Stevensville, MD


October 5-9, 2017
Annapolis, MD


October 12-15, 2017
Annapolis, MD


November 1-5, 2017
Fort Lauderdale, FL