Call Us: 800.525.0554


About Us

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Whether cruising the Chesapeake on board the “Sterling Lady” with our golden retrievers or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was founded in 1987 by avid boaters as well as banking experts. We have assembled a team of boat loan experts over the years specializing in marine lending, loan underwriting, US Coast Guard Documentation, and yacht insurance. Underwriting is a true specialty of ours, as our underwriters each have 25 to 35 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials, industry knowledge, and experience that you will find dealing with our team at Sterling Acceptance Corporation!

We offer a wide variety of boat loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. We have staff members across the United States that are ready to assist you.


Upcoming Boat Shows
Newport International Boat Show-  September 13-16, 2018- Visit Booth C1 
PassageMaker TrawlerFest Boat Show-  September 25-29, 2018
Stop by the SAC booth for show discounts and promotions.